Getting You Closer To Your Dream Home
Getting you the best rate, so you can afford your dream home.
1. Get Your Pre-Approval
The first steps in getting a mortgage are to work out what kind of mortgage is best for you, how much you can afford to pay, and to obtain pre-approval for this loan. In order to find the right type of mortgage, familiarize yourself with the different types of mortgage and find the one that is right for you. We will guide you every step of the way
3. Apply for a Mortgage
The first steps in getting a mortgage are to work out what kind of mortgage is best for you, how much you can afford to pay, and to obtain pre-approval for this loan. In order to find the right type of mortgage, familiarize yourself with the different types of mortgage and find the one that is right for you. We will guide you every step of the way.
5. Go Through Underwriting Process
The next stage is for your application to be assessed by underwriters.
Underwriters will check every aspect of your mortgage application and carry out a number of other steps. For instance, borrowers are required to have an appraisal conducted on any property they take out a mortgage against. The underwriter orders this appraisal and uses it to determine if the funds from the sale of the property are enough to cover the amount you will be lent in your mortgage.
2. Find a Property
Most people start looking for properties long before they are pre-approved for a mortgage, and perhaps before they are even thinking of buying a home. But if you’ve followed the steps above, and so have your pre-approval, you’re now ready to begin looking in earnest.
4. Complete Loan Processing
Once we've gathered all your necessary documents for this loan, we will have our team go over and finalize the best Mortgage rates for you.
6. Close on the Property
Lastly. Once your mortgage application is approved, it’s now time for closing. At this stage, a large stack of documents will be printed out and you’ll be invited to the title company (or attorney's office) for a closing meeting.
Congratulations! You're a home owner.
